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Commercial Lending

Our business is organised into two lending divisions, Mortgage Lending and Commercial Lending. Funding comes from a range of different sources, with the majority of new lending funded by savings deposits.


Overview

We provide finance to SMEs and small corporates operating in a wide range of commercial lending markets, as well as motor finance to UK based consumers. We focus on specialist assets and underserved markets in four main areas.

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SME lending

SME lending

A range of finance solutions for SMEs covering a wide array of sectors, including agriculture, aviation, construction, commercial vehicles and business equipment.

Development finance

Development finance

Competitive and flexible finance solutions for experienced residential property developers, purpose-built student accommodation and build to rent projects.

Structured finance

Structured lending

Finance for non-bank specialist lenders, either through wholesale funding or block discounting.

Motor finance

Motor finance

Finance through approved intermediaries and dealers for cars, light commercial vehicles, motorhomes and caravans.

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Customers

41,500+
including a wide range of SMEs
(31 March 2024)

New lending

New lending

£589.8 million
(six months ended 31 March 2024)

Loan assets

Loan assets

£2.2 billion
(31 March 2024)

Meet our customers

Arundel Gate development

Arundel Gate development

Job Logistics grows with Paragon

Job Logistics grows with Paragon

Paragon funds leading mattress recycling plant

Tribe student accommodation

Customer and broker contacts

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